Working Capital

Loans – secured, unsecured

Flexible business loans designed to support growth, investment, or cash-flow needs, with options available both with and without security depending on your circumstances.

Use cases:

• Funding business expansion or growth initiatives.
• Supporting cash flow during busy or seasonal periods.
• Acquiring another business or buying out a partner.
• Refinancing existing business debt.

Merchant Cash Advance

A flexible funding option for card-taking businesses, where repayments are linked to your future card sales.

Use cases:

• Hospitality or retail businesses managing seasonal demand.
• Covering short-term working capital gaps.
• Funding refurbishments or upgrades.
• Supporting marketing or promotional campaigns.

Invoice Finance

Unlock cash tied up in unpaid invoices, improving cash flow and helping you manage day-to-day operations without waiting for customers to pay.

Use cases:

• Improve cash flow when customers pay on long terms.
• Support growth without increasing overdrafts or loans.
• Cover wages, supplier costs, or operational expenses.
• Reduce reliance on personal funding.

VAT & Corporation Tax Loans

Short-term funding to spread the cost of tax liabilities, helping you manage payments without putting unnecessary pressure on cash flow.

Use cases:

• Spread VAT or corporation tax payments over manageable instalments.
• Protect working capital during tax periods.
• Avoid late payment penalties or cash-flow strain.
• Support businesses during seasonal or cyclical trading.

Start the conversation

We’re passionate about sourcing the best business finance solutions. If you have a working capital, asset finance or property finance enquiry, we’d love to hear from you.