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Mortgage Calculators

Understand your costs.

The below calculators can give you an idea of your monthly repayments, overpayment savings and stamp duty costs.

Repayment Calculator

Loan Amount (£)
Interest Rate (%)
Loan Term (years)

Results

Monthly Payment: £0.00

Total Payment: £0.00

Total Interest: £0.00

This calculator provides an estimate of your monthly mortgage repayments based on the information you have entered. The figures are for illustrative purposes only, your actual payments may differ, and this does not constitute a mortgage offer.

Overpayment Calculator

Mortgage type
Mortgage balance (£)
Interest rate (%)
Remaining term (years)
Monthly overpayment (£)
Overpayment frequency

Results

Original mortgage term: 0 years

New mortgage term: 0 years

Original total interest: £0.00

New total interest: £0.00

Total interest saved: £0.00

Time saved: 0 years

Making overpayments means you’ll repay your mortgage quicker and pay less interest in total, however you should check you’re able to do this, and won’t need to pay any early repayment charges or other fees. This calculator assumes your interest rate will remain the same for the full term of the mortgage, which is unlikely to happen in reality.

SDLT Calculator

Property Purchase Price (£)
First-time buyer
Additional property
Non-UK resident

Results

Base SDLT: £0.00

Additional Property Surcharge (5%): £0.00

Non-UK Resident Surcharge (2%): £0.00

Total SDLT Due: £0.00

The results from the Stamp Duty calculator is intended as guidance to give an indication of stamp duty liability for residential property purchases in England and Northern Ireland. The results from the calculator are subject to change depending on tax rules and results may vary depending on individual circumstances.
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© 2026 Binnington Finance Limited

Binnington Business Finance is a trading style of Binnington Finance Limited (FRN: 1041341) who are an appointed representative of White Rose Finance Group Limited (FRN: 630772) who are directly authorised and regulated by the Financial Conduct Authority. Binnington Finance Limited is a credit broker, not a lender. Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments.

White Rose Finance Group Limited are responsible for the advice conducted on Non-Regulated Bridging Loans, Commercial Mortgages, Development Finance, Portfolio Loans, Semi-Commercial Mortgages, Asset Finance, Invoice Finance, Business Loans, and Merchant Cash Advances.

Binnington Mortgages is a trading style of Binnington Finance Limited (FRN: 1041341) who are an appointed representative of Fear Financial Ltd (FRN: 1012718) which is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN.

Fear Financial Ltd are responsible for advice conducted on Regulated Mortgages to include Buy to Lets, Protection and General Insurance Products.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.