--- title: Binnington Mortgages | Insurance description: Whilst the mortgage gets you the keys to your new home, protection insurance ensures you keep them, whatever happens. --- [![logo](https://www.binnington.co.uk/hubfs/146992442/images/mortgage-logo.png)](https://www.binnington.co.uk/mortgages) Menu![close](https://www.binnington.co.uk/hubfs/146992442/icons/burger.svg) Close![close](https://www.binnington.co.uk/hubfs/146992442/icons/close.svg) ### Mortgages [Mortgages Home](https://www.binnington.co.uk/mortgages) [Mortgage Services](https://www.binnington.co.uk/mortgages/mortgagetypes) [Insurance](https://www.binnington.co.uk/mortgages/insurance) [Calculators](https://www.binnington.co.uk/mortgages/calculators) ### Business Finance [Business Finance Home](https://www.binnington.co.uk/business) [Working Capital](https://www.binnington.co.uk/business/workingcapital) [Asset Finance](https://www.binnington.co.uk/business/assetfinance) [Property Finance](https://www.binnington.co.uk/business/propertyfinance) ### Discover [About us](https://www.binnington.co.uk/aboutus) [Contact us](https://www.binnington.co.uk/contactus) [![Binnington Facebook](https://www.binnington.co.uk/hubfs/icons/facebook.svg)](https://www.facebook.com/profile.php?id=61570053090076) [![Binnington Instagram](https://www.binnington.co.uk/hubfs/icons/instagram.svg)](https://www.instagram.com/binningtonmortgages/) [![Binnington LinkedIn](https://www.binnington.co.uk/hubfs/icons/linkedin.svg)](https://www.linkedin.com/company/binningtonmortgages/) [![Binnington WhatsApp](https://www.binnington.co.uk/hubfs/icons/whatsapp.svg)](https://wa.me/447429266377) © 2026 Binnington Finance Limited # Insurance ## Protection that safeguards you, your family and your home. Whilst the mortgage gets you the keys to your new home, protection insurance ensures you keep them, whatever happens. We help clients across East Yorkshire and beyond, including Driffield, Beverley, Pocklington and York. ![Duchy Homes Promo](https://www.binnington.co.uk/hubfs/hand-protecting-icon-family-people-concept-1136580368(1200x628).jpg) ## Life Insurance **If something happened to you… would your family be able to stay in their home?** It’s not an easy thing to think about, but it’s one of the most important questions you can answer. Life cover is designed to make sure your loved ones are financially protected, so they’re not left worrying about the mortgage or other commitments during an already difficult time. That’s where we come in. We’ll help you understand your options clearly and put the right cover in place, so if the worst were to happen, your family can stay in the home they love. So you can move forward with confidence, knowing the people who matter most are protected. ## Life Insurance **If something happened to you… would your family be able to stay in their home?** It’s not an easy thing to think about, but it’s one of the most important questions you can answer. Life cover is designed to make sure your loved ones are financially protected, so they’re not left worrying about the mortgage or other commitments during an already difficult time. That’s where we come in. We’ll help you understand your options clearly and put the right cover in place, so if the worst were to happen, your family can stay in the home they love. So you can move forward with confidence, knowing the people who matter most are protected. ![Duchy Homes Promo](https://www.binnington.co.uk/hubfs/360_F_740527681_JXZtAeWJXoA1DHuLTzWBAAhccfXqalqe.jpg) ## Critical Illness Cover **What would happen if you became seriously ill and couldn’t work?** It’s something most people don’t plan for, but the impact can be significant. Critical illness cover is designed to provide financial support if you’re diagnosed with a serious condition, so you’re not left worrying about money at the same time as focusing on your recovery. That’s where we come in. We’ll help you understand what cover is available and put the right protection in place, so you can cover your mortgage, manage everyday expenses, or simply give yourself breathing space when you need it most. So if life takes an unexpected turn, you’re not facing it with financial pressure as well. ## Critical Illness Cover **What would happen if you became seriously ill and couldn’t work?** It’s something most people don’t plan for, but the impact can be significant. Critical illness cover is designed to provide financial support if you’re diagnosed with a serious condition, so you’re not left worrying about money at the same time as focusing on your recovery. That’s where we come in. We’ll help you understand what cover is available and put the right protection in place, so you can cover your mortgage, manage everyday expenses, or simply give yourself breathing space when you need it most. So if life takes an unexpected turn, you’re not facing it with financial pressure as well. ![Duchy Homes Promo](https://www.binnington.co.uk/hubfs/c1d39b35-405c-4ca3-ba23-eefd9a08ea93%20(1)-2.jpg) ## Income Protection **Your income is what keeps everything else going.** We insure our homes, cars, and possessions, but the one thing that pays for all of it is often left unprotected. If you were unable to work due to illness or injury, how long could you keep up with your mortgage and monthly expenses? That’s where we come in. We help you put income protection in place so you continue to receive a monthly income if you’re unable to work, giving you the financial stability to keep things running while you recover. So instead of worrying about money, you can focus on getting back on your feet. ## Income Protection **Your income is what keeps everything else going.** We insure our homes, cars, and possessions, but the one thing that pays for all of it is often left unprotected. If you were unable to work due to illness or injury, how long could you keep up with your mortgage and monthly expenses? That’s where we come in. We help you put income protection in place so you continue to receive a monthly income if you’re unable to work, giving you the financial stability to keep things running while you recover. So instead of worrying about money, you can focus on getting back on your feet. [Data Protection](https://www.binnington.co.uk/business/dataprotection) | [Privacy Policy](https://www.binnington.co.uk/business/privacypolicy) | [Terms of Business](https://www.binnington.co.uk/business/termsofbusiness) | [Complaints Procedure](https://www.binnington.co.uk/business/complaintsprocedure) © 2026 Binnington Finance Limited Binnington Business Finance is a trading style of Binnington Finance Limited (FRN: 1041341) who are an appointed representative of White Rose Finance Group Limited (FRN: 630772) who are directly authorised and regulated by the Financial Conduct Authority. Binnington Finance Limited is a credit broker, not a lender. Please make borrowing decisions carefully, property or other assets offered as security may be at risk if you cannot keep up with repayments. White Rose Finance Group Limited are responsible for the advice conducted on Non-Regulated Bridging Loans, Commercial Mortgages, Development Finance, Portfolio Loans, Semi-Commercial Mortgages, Asset Finance, Invoice Finance, Business Loans, and Merchant Cash Advances. Binnington Mortgages is a trading style of Binnington Finance Limited (FRN: 1041341) who are an appointed representative of Fear Financial Ltd (FRN: 1012718) which is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN. Fear Financial Ltd are responsible for advice conducted on Regulated Mortgages to include Buy to Lets, Protection and General Insurance Products. **YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.** Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.